Wells County Land Title offers a wide variety of services and the excellent customer service that our customers and professional partners expect and deserve.
- Property Searches
- Title Insurance
- Escrow Closings & Services
- Recording Services
- Notary Services
- Convenient Closings
About Property Searches
The purpose of the search is to verify the seller’s right to transfer property ownership and to discover any defects or encumbrances on the title. A title search should show all title defects and encumbrances as well as judgments, liens and other restrictions (i.e., unpaid taxes, unsatisfied mortgages, judgments against the seller, land-use restrictions, etc.).
About Title Insurance…
A Title Insurance Policy insures that as the new owner, your title for the property is free and clear of any possible encumbrances, and that you have clear title from the seller. A title insurance policy insures that you will stand protected from loss or damage as a result of any title defects. Some possible encumbrances include protection from forged documents, mistakes in public records, fraud and incorrect property descriptions. Wells County Land Title will provide a thorough search of the public records to reveal possible liens, claims or encumbrances against the property.
There are two primary types of title insurance policies.
- The Owner’s Policy:
The Owner’s Policy is issued to the new owner guaranteeing that the title to the property they are purchasing is delivered to them without any restrictions or encumbrances.
- The Lender’s Policy
The Lender’s Policy is issued to the lender when there is a mortgage lien to be issued on the property. It guarantees that the title to the property for which they are lending funds is free and clear of any encumbrances.
About Escrow Closing & Services
As an Escrow Agent, Wells County Land Title is a neutral third party who can carry out the instructions in a purchase agreement between the buyer and seller or the borrower in a refinance situation. We can also handle all of the disbursement associated with the closing. We can also hold funds in escrow for future distribution.
We offer two primary types of Escrow closings:
Involving both a buyer and a seller, you can count on Wells County Land Title to provide the highest quality service and attention to the details whether you’re the buyer, seller, realtor, attorney, lender, builder or developer.
Refinancing is the process of obtaining new lender financing on a property. There are several reasons to Refinance. The most common is when the initial financing was at a much higher interest rate thus refinancing at a lower interest rate would reduce the monthly payments.
About Convenient Closings
Wells County Land Title offers mobile closings. We want to close the transaction whenever and wherever it is convenient for you and your clients. And as always, we will gladly close after-hours and on weekends.